FB Financial Corporation Announces Branch Acquisition

FB FINANCIAL CORPORATION ANNOUNCES BRANCH ACQUISITION

Acquires 14 Branches from Atlantic Capital Bancshares, Inc.

Proposed Acquisition to Add $602 Million in Deposits and $381 million in loans

NASHVILLE, Tenn.–(November 14, 2018)– FB Financial Corporation (NYSE: FBK) announced today that 网上正规网投实体, its wholly-owned banking subsidiary, 已经签订了购买和承担协议，从大西洋资本银行购买田纳西州的11家分行和佐治亚州的3家分行, N.A., a wholly-owned subsidiary of Atlantic Capital Bancshares, Inc. (Nasdaq: ACBI).

此次收购在吸引人的诺克斯维尔(Knoxville)和查塔努加(Chattanooga)市场建立了密度，同时扩展到附近的道尔顿(Dalton)市场, GA market and provides additional customer deposits for future growth. At closing, FB Financial expects to operate 70 branches and pro forma will rank 5^th in Chattanooga, 7^th in Knoxville and 6^th in Tennessee in deposit market share, based on FDIC data as of June 30, 2018.

第一银行预计将承担约6.02亿美元的存款，并从此次收购中购买约3.81亿美元的贷款, 基本上代表ACBI在田纳西州和北乔治亚州的所有银行和抵押贷款业务. FB Financial will pay a deposit premium of 6.按结算时实际存款余额或结算前30天平均存款余额中较低者计算的25%. 第一银行收购的分支机构在交易结束前将作为大西洋资本的分支机构运营，交易完成后将立即更名为第一银行的分支机构. 待监管部门批准，交易预计将于2019年第二季度初完成.

“We are pleased to announce this addition to the Company, deepening our position as Tennessee’s premier community bank,” remarked Christopher T. Holmes, President and Chief Executive Officer of FB Financial. “Opportunities to add valuable customer relationships on this scale are scarce, and we are excited about the future prospects of this transaction. 我们欢迎大西洋资本的客户和员工加入第一银行的大家庭，并期待为您服务.”

Keefe, Bruyette & Woods, Inc. served as financial advisor, and Waller Lansden Dortch & Davis, LLP served as legal advisor to FB Financial Corporation. Sandler O’Neill + Partners, L.P. and Banks Street Partners, LLC served as financial advisors, Womble Bond Dickinson (US) LLP曾担任Atlantic Capital Bancshares的法律顾问, Inc.

ABOUT FB FINANCIAL CORPORATION

FB金融公司(纽约证券交易所代码:FBK)是一家总部位于田纳西州纳什维尔的银行控股公司. FB Financial operates through its wholly owned banking subsidiary, 网上正规网投实体, the third largest Tennessee-headquartered bank, with 56 full-service bank branches across Tennessee, North Alabama and North Georgia, and a national mortgage business with offices across the Southeast. 第一银行服务于田纳西州五个最大的大都市市场，大约有5美元.1 billion in assets.

ABOUT ATLANTIC CAPITAL BANCSHARES, INC.

Atlantic Capital Bancshares, Inc. is a $2.88 billion publicly traded bank holding company headquartered in Atlanta, Georgia. Atlantic Capital offers banking, treasury management, 为亚特兰大的私营公司和个人提供资本市场和抵押贷款服务, eastern Tennessee, and northwest Georgia. 大西洋资本还为全国精选客户提供专业的金融服务.

WEBCAST AND CONFERENCE CALL INFORMATION

The live broadcast of FB Financial Corporation’s conference call will begin at 8:00 a.m. CST on Thursday, November 15, 2018, and the conference call will be broadcast live over the Internet at http://www.webcaster4.com/Webcast/Page/1631/28372. 在线重播将在直播结束后大约一小时提供. Additionally, the Company has posted a Presentation regarding the acquisition’s details on its website, which can be found at http://investors.litpliant.net/.

FORWARD-LOOKING STATEMENTS

本新闻稿包含1933年《可以玩滚球的正规APP》第27A条所指的“前瞻性陈述”, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended, 根据1995年《网上正规网投实体》的安全港条款作出的规定. 在某些情况下，你可以通过FB Financial使用的“相信”等词来识别这些前瞻性陈述,” “anticipates,” “expects,” “may,” “will,” “assumes,” “should,” “predicts,” “could,” “would,” “intends,” “targets,” “estimates,” “projects,” “plans,“潜在的”和其他类似的词语和表达的未来或其他有关拟议收购, including the timing, anticipated benefits and financial impact thereof, and the outlook for FB Financial’s future business and financial performance.

These forward-looking statements include, without limitation, statements relating to the anticipated benefits, 银行收购大西洋资本分支机构的财务影响和拟议收购的结束, including, the anticipated timing of the closing of the proposed acquisition , 被收购的大西洋资本分支机构的客户对FB金融产品和服务的接受程度, the opportunities to enhance market share in certain markets, market acceptance of FB Financial generally in new markets, 对被收购的大西洋资本分支机构市场的未来投资和被收购的大西洋资本分支机构业务整合的预期. Forward-looking statements are based on the information known to, and current beliefs and expectations of, FB Financial’s management and are subject to significant risks and uncertainties. 实际结果可能与这些前瞻性陈述所设想的有重大差异. 许多重要因素可能导致实际结果与本新闻稿中前瞻性陈述所设想的结果存在重大差异，包括, without limitation, the parties’ ability to consummate the acquisition or satisfy the conditions to the completion of the acquisition; the receipt of regulatory approvals required for the acquisition on the terms expected or on the anticipated schedule; the parties’ ability to meet expectations regarding the timing and completion and accounting and tax treatment of the acquisition; the possibility that any of the anticipated benefits of the proposed acquisition will not be fully realized or will not be realized within the expected time period; the risk that integration of the acquired Atlantic Capital branches’ operations with those of FB Financial will be materially delayed or will be more costly or difficult than expected; the failure of the proposed acquisition to close for any other reason; the effect of the announcement of the proposed acquisition on employee and customer relationships and operating results (including, without limitation, difficulties in maintaining relationships with employees and customers); the possibility that the proposed acquisition may be more expensive to complete than anticipated, including as a result of unexpected factors or events; general competitive, economic, political and market conditions and fluctuations; and the other risk factors set forth in FB Financial’s December 31, 2017 Form 10-K, filed with the Securities and Exchange Commission on March 16, 2018, 在“前瞻性声明的警告说明”和“风险因素”的标题下. 其中许多因素难以预测，也超出了FB Financial的控制或预测能力. FB Financial believes the forward-looking statements contained herein are reasonable; however, undue reliance should not be placed on any forward-looking statements, which are based on current expectations and speak only as of the date that they are made. FB Financial不承担因新信息而更新前瞻性陈述的任何义务, future developments or otherwise, except as otherwise may be required by law.

MEDIA CONTACT:                                       FINANCIAL CONTACT:

Jeanie M. Rittenberry                                                    James R. Gordon

615-313-8328                                                                     615-564-1212

jrittenberry@litpliant.net                           jgordon@litpliant.net

t536.litpliant.net                                           investorrelations@litpliant.net